:root{--ink:#102d3b;--deep:#0b2430;--brand:#1f6670;--brand2:#b7d6d2;--paper:#f5f2ea;--white:#fff;--muted:#60717a;--line:#d8e0df;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit} .wrap{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--deep);color:#e9f2f1;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}.logo{text-decoration:none;display:flex;align-items:center;gap:12px}.mark{width:44px;height:44px;border:2px solid var(--brand);display:grid;place-items:center;font-weight:800;letter-spacing:-2px}.logo strong{display:block;letter-spacing:.08em}.logo small{display:block;color:var(--muted);letter-spacing:.16em;font-size:9px}
.links{display:flex;align-items:center;gap:25px;font-size:14px}.links a{text-decoration:none}.btn{display:inline-block;text-decoration:none;border:1px solid var(--deep);background:var(--deep);color:#fff;padding:13px 19px;font-weight:700;letter-spacing:.02em;border-radius:2px;cursor:pointer}.btn.light{background:transparent;color:var(--deep)}.btn.brand{background:var(--brand);border-color:var(--brand)}
.hero{background:var(--paper);overflow:hidden}.hero .wrap{display:grid;grid-template-columns:1.18fr .82fr;min-height:590px;align-items:center;gap:60px}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:800;color:var(--brand)}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;line-height:1.08;margin:0 0 18px}h1{font-size:clamp(48px,6vw,78px);letter-spacing:-.045em}h2{font-size:clamp(34px,4vw,52px);letter-spacing:-.03em}h3{font-size:24px}
.lead{font-size:19px;color:#435a64;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-art{height:460px;background:var(--deep);position:relative;padding:34px;color:white;display:flex;align-items:flex-end}.hero-art:before{content:"";position:absolute;inset:24px;border:1px solid rgba(255,255,255,.28)}.hero-art .big{font:700 88px Georgia,serif;opacity:.11;position:absolute;right:24px;top:0}.hero-art p{position:relative;max-width:330px;font-size:18px}
.trust{border-bottom:1px solid var(--line)}.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:28px 22px;border-right:1px solid var(--line)}.stat:last-child{border:0}.stat strong{font:700 27px Georgia,serif;display:block}.stat span{font-size:13px;color:var(--muted)}
section{padding:92px 0}.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:42px}.section-head p{max-width:540px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.card{background:#fff;padding:34px;min-height:230px}.card .num{font-size:12px;letter-spacing:.16em;color:var(--brand);font-weight:800}.card p{color:var(--muted)}.card a{font-weight:700;text-decoration:none;border-bottom:1px solid var(--brand)}
.dark{background:var(--deep);color:#fff}.dark p{color:#c7d3d5}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.panel{background:var(--paper);padding:45px}.dark .panel{background:#123744}.check{display:grid;gap:12px;margin:25px 0}.check div{padding:12px 0;border-bottom:1px solid rgba(128,150,150,.35)}
.faq details{border-top:1px solid var(--line);padding:20px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);max-width:850px}
.pagehero{background:var(--paper);padding:80px 0 70px}.pagehero h1{font-size:clamp(42px,5vw,66px);max-width:850px}.content{max-width:820px}.content h2{margin-top:48px;font-size:36px}.content h3{margin-top:32px}.note{border-left:4px solid var(--brand);padding:18px 22px;background:#eef5f3;margin:28px 0}
footer{background:#071a22;color:#dbe5e5;padding:58px 0 28px}.footergrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:60px}.footergrid a{color:#dbe5e5}.legal{border-top:1px solid #29404a;margin-top:38px;padding-top:20px;font-size:12px;color:#9fb0b5}
.mobile{display:none}
@media(max-width:850px){.links{display:none}.mobile{display:block}.hero .wrap,.split{grid-template-columns:1fr}.hero .wrap{padding:60px 0}.hero-art{height:320px}.trust .wrap{grid-template-columns:1fr 1fr}.grid{grid-template-columns:1fr}.section-head{display:block}.footergrid{grid-template-columns:1fr}.topbar .wrap{display:block}.topbar .wrap span:last-child{display:none}section{padding:65px 0}}